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June 2002 |
P.O. Box 712, Dover, NH 03820 |
Volume 23, No. 3
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The Compliance Department at Hartford Life Insurance Company, the MEDIPLUS underwriter, recently performed an audit and found that there were outstanding objections to TROA's TRICARE Supplement policy raised by the New Hampshire State Insurance Department. Most of the objections were based on regulations Hartford believes are applicable to employer-provided health insurance and not TRICARE Supplements. In the past they have tried to reach an understanding with the Insurance Department and even made some concessions on provisions not normally included in a TRICARE Supplement policy. Unfortunately, in the end however, New Hampshire would still not grant approval. Although Hartford was forced to stop accepting new |
enrollments in the TRICARE Supplements, current
insureds can maintain their coverage.
We have asked that Hartford re-file the MEDIPLUS TRICARE Supplement policy in New Hampshire with the hopes that possible changes in personnel or regulation interpretations at the State Insurance Department may lead to approval. Until all objections are resolved and the policy is approved, Hartford cannot issue any new TROA MEDIPLUS TRICARE Supplements in New Hampshire. So it appears that if you already have the supplement, there is no problem. As long as you maintain the supplement it should remain in effect. If, however, you don’t have the supplement and want to purchase it, you can’t. At least not until Hartford and the NH Department of Insurance can resolve the outstanding objections. As more information becomes available, it will be reported.
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