The Granite Slate
NH Counties

April 2002
Published peroidically for the information of NH Chapter of TROA members
P.O. Box 712, Dover, NH 03820
Volume 23, No. 2

Long Term Care Insurance
Reprinted from TROA Web Site
At a press conference on March 25, the Director of the federal Office of Personnel Management (OPM), Ms. Kay Coles-James, released information and initial plan options under the "Federal Long Term Care Insurance Program" (FLTCIP).  P.L. 106-265 allows uniformed services members and certain family members to participate in the program.  The legislation was originally developed for federal workers and annuitants only, but TROA was instrumental in urging lawmakers to include participation by the uniformed services community.  (We are continuing to work with OPM and key Senate and House staffs to allow participation by "Gray Area" reservists - those who qualify for a reserve retirement but are not yet age 60 - and Individual Ready Reserve members.)

"Early enrollment" commenced with the release of plan options (March 25) and continues through May 15.  Open enrollment season begins July 1 and will extend to December 31, 2002.  Mr. Paul Forte, Chief Executive Officer of Long Term Care Partners, Inc., the company which is administering the FLTCIP, said his company would conduct extensive educational seminars, satellite broadcasts, and mailings to the estimated 20 million eligible enrollees during the open season.

The early enrollment period now underway is intended for eligible participants who are ready to purchase the insurance immediately.

The FLTCIP policies feature a variety of coverage options including "compound inflation protection," daily benefits, and waiting periods. The June 2002 issue of The Retired Officer Magazine will feature an article on long term care insurance.

Ms. Coles-James pledged that OPM would do all it could to educate federal workers and uniformed service members about the new insurance program: "[Congress] wanted eligible individuals to make sound and well-grounded decisions about whether to purchase long term care insurance.  It charged OPM with conducting a comprehensive educational and enrollment campaign about long term care and long term care insurance."

For more information, federal employees - active and retired including uniformed service members - may call 1-800-LTC-FEDS (1-800-582-3337) or for the hearing impaired (TDD) 1-800-843-3557.  Those who have access to the Internet may visit the Web site at  From there, you can obtain premium rates, application forms and answers to many frequently asked questions.

Chapter Officers

President Col R. Bancroft McKittrick, USMC (Ret) (603) 432-1164
Vice President LCDR Paul L. Bernard, USN (Ret) (603) 229-1334
Secretary MAJ Patricia A. Graham, USA (Ret) (603) 472-4637
Treasurer LT Arnold C. Sayer, USAF (Ret) (603) 763-2057

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